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Income Protection Insurance Australia
Income protection insurance
is created to provide partial income substitution in the event you become unable to work due to injury or illness. If you are not working than you don't have money to pay your daily expenses.
Who is going to take care of your family? Who is going to take care of your bill? It will cover you until you can begin collecting your normal salary again.
It is a very good option if you are the self-employed person. During a period of high stress and disability, it is very important to have the peace of mind that comes with knowing that you have fulfilled your financial obligations.
Types of Income Cover
Benefits of Income Protection
The main benefit is that the policy holder gets monthly amounts when he cannot work due to sickness, injury or certain other reasons. This not only ensures that the policy holder doesn’t have to worry about money while he is unwell but also ensures that the policy holder’s family doesn’t have to suffer additionally. It ensures that, people who cannot work due to medical reasons can still live their life in a dignified manner. ( more
Income cover for professionals
plans are meant to help both employed and self employed people get financial security when they cannot earn money due to problems such as temporary disability. Although they are ideal for people working in all professions, people who work in 3 professions are most likely to benefit the most:
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